1/4 Capital Markets Trust Snapshot La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 30 April 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-Apr-21 Start of Collection Period 01-Apr-21 End of Interest Period 12-May-21 End of Collection Period 30-Apr-21 Days in Interest Period 30 Days in Collection Period 30 BBSW - 12 April 2021 0.0191% Payment Date 12-May-21 Note Invested Amounts Note Stated Amounts Note Class Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance A1S-S - - - 0.0% - - - - A1S-L - - - 0.0% - - - - A1L 250,627,130 5,501,549 245,125,581 65.4% - - - 245,125,581 A2 83,709,461 1,837,517 81,871,944 65.4% - - - 81,871,944 B 59,250,000 - 59,250,000 100.0% - - - 59,250,000 C 9,000,000 - 9,000,000 100.0% - - - 9,000,000 D 13,500,000 - 13,500,000 100.0% - - - 13,500,000 E 5,250,000 - 5,250,000 100.0% - - - 5,250,000 F 4,741,196 35,082 4,706,114 78.4% - - - 4,706,114 Equity 6,750,000 - 6,750,000 100.0% - - - 6,750,000 Total 432,827,787 7,374,148 425,453,639 - - - 425,453,639 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current A1S-S - - - - - 30.0% 0.0% A1S-L - - - - - 30.0% 0.0% A1L 1.4191% - 292,327 292,327 - 30.0% 42.6% A2 2.0191% - 138,919 138,919 - 13.3% 23.4% B 2.3691% - 115,372 115,372 - 5.4% 9.5% C 3.1191% - 23,073 23,073 - 4.2% 7.4% D 4.1191% - 45,705 45,705 - 2.4% 4.2% E 6.1191% - 26,404 26,404 - 1.7% 3.0% F 7.2191% - 28,132 28,132 - 0.9% 1.9% (k)(ii) Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. 1 - 4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 30 April 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-Apr-21 Start of Collection Period 01-Apr-21 End of Interest Period 12-May-21 End of Collection Period 30-Apr-21 Days in Interest Period 30 Days in Collection Period 30 BBSW - 12 April 2021 0.0191% Payment Date 12-May-21 Note Invested Amounts Note Stated Amounts Note Class Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance A1S-S - - - 0.0% - - - - A1S-L - - - 0.0% - - - - A1L 250,627,130 5,501,549 245,125,581 65.4% - - - 245,125,581 A2 83,709,461 1,837,517 81,871,944 65.4% - - - 81,871,944 B 59,250,000 - 59,250,000 100.0% - - - 59,250,000 C 9,000,000 - 9,000,000 100.0% - - - 9,000,000 D 13,500,000 - 13,500,000 100.0% - - - 13,500,000 E 5,250,000 - 5,250,000 100.0% - - - 5,250,000 F 4,741,196 35,082 4,706,114 78.4% - - - 4,706,114 Equity 6,750,000 - 6,750,000 100.0% - - - 6,750,000 Total 432,827,787 7,374,148 425,453,639 - - - 425,453,639 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current A1S-S - - - - - 30.0% 0.0% A1S-L - - - - - 30.0% 0.0% A1L 1.4191% - 292,327 292,327 - 30.0% 42.6% A2 2.0191% - 138,919 138,919 - 13.3% 23.4% B 2.3691% - 115,372 115,372 - 5.4% 9.5% C 3.1191% - 23,073 23,073 - 4.2% 7.4% D 4.1191% - 45,705 45,705 - 2.4% 4.2% E 6.1191% - 26,404 26,404 - 1.7% 3.0% F 7.2191% - 28,132 28,132 - 0.9% 1.9% (k)(ii) Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. 1 - 4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 30 April 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-Apr-21 Start of Collection Period 01-Apr-21 End of Interest Period 12-May-21 End of Collection Period 30-Apr-21 Days in Interest Period 30 Days in Collection Period 30 BBSW - 12 April 2021 0.0191% Payment Date 12-May-21 Note Invested Amounts Note Stated Amounts Note Class Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance A1S-S - - - 0.0% - - - - A1S-L - - - 0.0% - - - - A1L 250,627,130 5,501,549 245,125,581 65.4% - - - 245,125,581 A2 83,709,461 1,837,517 81,871,944 65.4% - - - 81,871,944 B 59,250,000 - 59,250,000 100.0% - - - 59,250,000 C 9,000,000 - 9,000,000 100.0% - - - 9,000,000 D 13,500,000 - 13,500,000 100.0% - - - 13,500,000 E 5,250,000 - 5,250,000 100.0% - - - 5,250,000 F 4,741,196 35,082 4,706,114 78.4% - - - 4,706,114 Equity 6,750,000 - 6,750,000 100.0% - - - 6,750,000 Total 432,827,787 7,374,148 425,453,639 - - - 425,453,639 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current A1S-S - - - - - 30.0% 0.0% A1S-L - - - - - 30.0% 0.0% A1L 1.4191% - 292,327 292,327 - 30.0% 42.6% A2 2.0191% - 138,919 138,919 - 13.3% 23.4% B 2.3691% - 115,372 115,372 - 5.4% 9.5% C 3.1191% - 23,073 23,073 - 4.2% 7.4% D 4.1191% - 45,705 45,705 - 2.4% 4.2% E 6.1191% - 26,404 26,404 - 1.7% 3.0% F 7.2191% - 28,132 28,132 - 0.9% 1.9% (k)(ii) Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. 1 - 4 Capital Markets Trust Snapshot 2/4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 30 April 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-Apr-21 Start of Collection Period 01-Apr-21 End of Interest Period 12-May-21 End of Collection Period 30-Apr-21 Days in Interest Period 30 Days in Collection Period 30 BBSW - 12 April 2021 0.0191% Payment Date 12-May-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.07% 3.80% Yes Additions 0 Available income test 5.39% 3.12% Yes Draws 0 Closing Balance 150,000 Repayments Balance Scheduled principal 657,642 Yield Enhancement Reserve Unscheduled Principal (net of redraws) 6,681,425 Balance Total net principal repaid 7,339,067 Opening Balance 2,200,000 Additions 0 Principal Payment Rate (PPR) - Current month annualised 1.8% Draws 0 Constant Prepayment Rate (CPR) - Current month annualised 17.0% Closing Balance 2,200,000 Pool Performance Retention Amount Ledger Portfolio balance at Closing Date 723,973,935 Balance Pool Factor 58.9% Opening Balance 1,258,805 Liquidation amount - current month 621,992 Additions 35,082 No. of loans liquidated - current month 1 Draws 0 Losses - current month 0 Closing Balance 1,293,887 Cumulative liquidation amount 6,854,464 Cumulative no. of loans liquidated 11 Cumulative losses 276,995 Amortisation Ledger Annualised loss rate since Closing Date 0.02% Balance Opening Balance 0 Stepdown Criteria Additions 0 Satisfied Draws 0 a. No Class A1S-S Notes or Class A1S-L Notes outstanding Yes Closing Balance 0 b. Class A Subordination Percentage No c. Principal Losses Yes d. 90 Arrears Days Yes Liquidity Facility e. Stated Amount Yes Balance Opening Balance 0 Call Option Trigger Draws 0 The Payment Date which occurs on the earlier of: Reimbursements 0 a. 12th November 2022; and Closing Balance 0 Closing Facility Limit 6,381,805 b. the first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal to or less than 25%. 2 - 4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 30 April 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-Apr-21 Start of Collection Period 01-Apr-21 End of Interest Period 12-May-21 End of Collection Period 30-Apr-21 Days in Interest Period 30 Days in Collection Period 30 BBSW - 12 April 2021 0.0191% Payment Date 12-May-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.07% 3.80% Yes Additions 0 Available income test 5.39% 3.12% Yes Draws 0 Closing Balance 150,000 Repayments Balance Scheduled principal 657,642 Yield Enhancement Reserve Unscheduled Principal (net of redraws) 6,681,425 Balance Total net principal repaid 7,339,067 Opening Balance 2,200,000 Additions 0 Principal Payment Rate (PPR) - Current month annualised 1.8% Draws 0 Constant Prepayment Rate (CPR) - Current month annualised 17.0% Closing Balance 2,200,000 Pool Performance Retention Amount Ledger Portfolio balance at Closing Date 723,973,935 Balance Pool Factor 58.9% Opening Balance 1,258,805 Liquidation amount - current month 621,992 Additions 35,082 No. of loans liquidated - current month 1 Draws 0 Losses - current month 0 Closing Balance 1,293,887 Cumulative liquidation amount 6,854,464 Cumulative no. of loans liquidated 11 Cumulative losses 276,995 Amortisation Ledger Annualised loss rate since Closing Date 0.02% Balance Opening Balance 0 Stepdown Criteria Additions 0 Satisfied Draws 0 a. No Class A1S-S Notes or Class A1S-L Notes outstanding Yes Closing Balance 0 b. Class A Subordination Percentage No c. Principal Losses Yes d. 90 Arrears Days Yes Liquidity Facility e. Stated Amount Yes Balance Opening Balance 0 Call Option Trigger Draws 0 The Payment Date which occurs on the earlier of: Reimbursements 0 a. 12th November 2022; and Closing Balance 0 Closing Facility Limit 6,381,805 b. the first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal to or less than 25%. 2 - 4 Capital Markets Trust Snapshot 3/4 La Trobe Financial Capital Markets Trust 2018-2 As at 30 April 2021 Pool Summary Portfolio balance ($) 426,776,964 Weighted average LVR (%) 69.28 Number of loans (#) 1,076 Maximum current LVR (%) 94.14 Average loan size ($) 396,633 Weighted average seasoning (years) 3.54 Maximum loan size ($) 1,499,007 Weighted average Interest Rate (%) 5.10 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 139 31,573,269 7.4 38 1,648,453 0.4 128 40,009,368 9.4 141 23,403,123 5.5 112 38,377,938 9.0 316 78,389,558 18.3 65.0% to 70.0% 164 63,895,676 15.0 177 60,655,134 14.2 173 71,026,628 16.6 130 58,118,118 13.6 75.0% to 80.0% 295 145,265,210 34.0 89 48,943,633 11.5 80.0% to 85.0% 58 32,860,604 7.7 67 43,570,243 10.2 85.0% to 90.0% 6 3,438,768 0.8 25 18,832,852 4.4 90.0% to 95.0% 1 329,503 0.1 800,000 to 900,000 24 20,353,289 4.8 95.0% to 100.0% 0 0 0.0 900,000 to 1,000,000 32 30,344,880 7.1 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 37 42,517,681 10.0 0 0 0.0 Total 1,076 426,776,964 100.0 Total 1,076 426,776,964 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 0 0 0.0 Less than 1 year 0 0 0.0 3.00% to 4.00% 77 36,813,005 8.6 1 to 2 years 0 0 0.0 4.00% to 4.50% 214 76,240,255 17.9 2 to 3 years 310 123,718,586 29.0 4.50% to 5.00% 170 84,344,276 19.8 3 to 4 years 617 254,575,785 59.7 5.00% to 5.50% 192 89,551,243 21.0 4 to 5 years 22 10,952,332 2.6 5.50% to 6.00% 132 60,396,989 14.2 Over 5 years 127 37,530,261 8.7 6.00% to 6.50% 230 62,348,331 14.5 6.50% to 7.00% 21 7,199,280 1.7 Total 1,076 426,776,964 100.0 7.00% to 8.00% 40 9,883,585 2.3 Over 8.00% 0 0 0.0 Total 1,076 426,776,964 100.0 Up to 50.0% 50.0% to 60.0% Less than 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 3 - 4 La Trobe Financial Capital Markets Trust 2018-2 As at 30 April 2021 Pool Summary Portfolio balance ($) 426,776,964 Weighted average LVR (%) 69.28 Number of loans (#) 1,076 Maximum current LVR (%) 94.14 Average loan size ($) 396,633 Weighted average seasoning (years) 3.54 Maximum loan size ($) 1,499,007 Weighted average Interest Rate (%) 5.10 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 139 31,573,269 7.4 38 1,648,453 0.4 128 40,009,368 9.4 141 23,403,123 5.5 112 38,377,938 9.0 316 78,389,558 18.3 65.0% to 70.0% 164 63,895,676 15.0 177 60,655,134 14.2 173 71,026,628 16.6 130 58,118,118 13.6 75.0% to 80.0% 295 145,265,210 34.0 89 48,943,633 11.5 80.0% to 85.0% 58 32,860,604 7.7 67 43,570,243 10.2 85.0% to 90.0% 6 3,438,768 0.8 25 18,832,852 4.4 90.0% to 95.0% 1 329,503 0.1 800,000 to 900,000 24 20,353,289 4.8 95.0% to 100.0% 0 0 0.0 900,000 to 1,000,000 32 30,344,880 7.1 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 37 42,517,681 10.0 0 0 0.0 Total 1,076 426,776,964 100.0 Total 1,076 426,776,964 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 0 0 0.0 Less than 1 year 0 0 0.0 3.00% to 4.00% 77 36,813,005 8.6 1 to 2 years 0 0 0.0 4.00% to 4.50% 214 76,240,255 17.9 2 to 3 years 310 123,718,586 29.0 4.50% to 5.00% 170 84,344,276 19.8 3 to 4 years 617 254,575,785 59.7 5.00% to 5.50% 192 89,551,243 21.0 4 to 5 years 22 10,952,332 2.6 5.50% to 6.00% 132 60,396,989 14.2 Over 5 years 127 37,530,261 8.7 6.00% to 6.50% 230 62,348,331 14.5 6.50% to 7.00% 21 7,199,280 1.7 Total 1,076 426,776,964 100.0 7.00% to 8.00% 40 9,883,585 2.3 Over 8.00% 0 0 0.0 Total 1,076 426,776,964 100.0 Up to 50.0% 50.0% to 60.0% Less than 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 3 - 4 Capital Markets Trust Snapshot 4/4 La Trobe Financial Capital Markets Trust 2018-2 As at 30 April 2021 Pool Summary Portfolio balance ($) 426,776,964 Weighted average LVR (%) 69.28 Number of loans (#) 1,076 Maximum current LVR (%) 94.14 Average loan size ($) 396,633 Weighted average seasoning (years) 3.54 Maximum loan size ($) 1,499,007 Weighted average Interest Rate (%) 5.10 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 326 163,400,444 38.3 Full Doc 681 222,513,122 52.1 Investment 750 263,376,520 61.7 Alt Doc 395 204,263,842 47.9 Total 1,076 426,776,964 100.0 Total 1,076 426,776,964 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 956 368,317,635 86.3 ACT 4 1,523,789 0.4 B 93 44,841,554 10.5 NSW 184 92,265,425 21.6 C1 27 13,617,775 3.2 VIC 471 200,843,655 47.1 C2 0 0 0.0 QLD 319 95,911,531 22.5 C3 0 0 0.0 SA 45 15,755,090 3.7 WA 44 18,062,821 4.2 Total 1,076 426,776,964 100.0 TAS 8 1,918,595 0.4 NT 1 496,058 0.1 Security Type Distribution Number Balance % Total 1,076 426,776,964 100.0 Residential Dwelling 786 329,056,650 77.2 Residential Apartment - Low Rise 235 80,014,989 18.7 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 55 17,705,325 4.1 Number Balance % PAYG - Full time 569 182,747,916 42.8 Total 1,076 426,776,964 100.0 PAYG - Casual 7 1,799,689 0.4 Commission 0 0 0.0 Arrears Ageing Distribution Pension 0 0 0.0 Number Balance % Self Employed 500 242,229,359 56.8 Not in arrears 1,012 392,196,496 91.9 1 to 30 Days 27 12,165,938 2.9 Total 1,076 426,776,964 100.0 Total Performing Loans 1,039 404,362,434 94.8 31 to 60 days 11 5,231,062 1.2 61 to 90 days 7 3,676,591 0.9 Hardship 91 to 120 days 2 1,452,727 0.3 Number Balance % 121 to 150 days 5 3,407,594 0.8 Pandemic 8 7,458,438 1.7 151 to 180 days 0 0 0.0 Natural disaster 0 0 0.0 Over 180 days 11 7,819,323 1.8 Individual circumstance 13 7,273,051 1.7 MIP 1 827,233 0.2 Total 21 14,731,489 3.4 Total 1,076 426,776,964 100.0 Pandemic Hardship Arrears 4 3,297,170 0.8 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 22 6,957,900 1.6 Principal & Interest (P&I) 922 347,631,457 81.5 Metro 892 361,836,028 84.8 Interest Only reverting to P&I 154 79,145,507 18.5 Non-metro 162 57,983,036 13.6 Interest Only to maturity 0 0 0.0 Total 1,076 426,776,964 100.0 Total 1,076 426,776,964 100.0 4 - 4 La Trobe Financial Capital Markets Trust 2018-2 As at 30 April 2021 Pool Summary Portfolio balance ($) 426,776,964 Weighted average LVR (%) 69.28 Number of loans (#) 1,076 Maximum current LVR (%) 94.14 Average loan size ($) 396,633 Weighted average seasoning (years) 3.54 Maximum loan size ($) 1,499,007 Weighted average Interest Rate (%) 5.10 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 326 163,400,444 38.3 Full Doc 681 222,513,122 52.1 Investment 750 263,376,520 61.7 Alt Doc 395 204,263,842 47.9 Total 1,076 426,776,964 100.0 Total 1,076 426,776,964 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 956 368,317,635 86.3 ACT 4 1,523,789 0.4 B 93 44,841,554 10.5 NSW 184 92,265,425 21.6 C1 27 13,617,775 3.2 VIC 471 200,843,655 47.1 C2 0 0 0.0 QLD 319 95,911,531 22.5 C3 0 0 0.0 SA 45 15,755,090 3.7 WA 44 18,062,821 4.2 Total 1,076 426,776,964 100.0 TAS 8 1,918,595 0.4 NT 1 496,058 0.1 Security Type Distribution Number Balance % Total 1,076 426,776,964 100.0 Residential Dwelling 786 329,056,650 77.2 Residential Apartment - Low Rise 235 80,014,989 18.7 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 55 17,705,325 4.1 Number Balance % PAYG - Full time 569 182,747,916 42.8 Total 1,076 426,776,964 100.0 PAYG - Casual 7 1,799,689 0.4 Commission 0 0 0.0 Arrears Ageing Distribution* Pension 0 0 0.0 Number Balance % Self Employed 500 242,229,359 56.8 Not in arrears 1,012 392,196,496 91.9 1 to 30 Days 27 12,165,938 2.9 Total 1,076 426,776,964 100.0 Total Performing Loans 1,039 404,362,434 94.8 31 to 60 days 11 5,231,062 1.2 61 to 90 days 7 3,676,591 0.9 Hardship 91 to 120 days 2 1,452,727 0.3 Number Balance % 121 to 150 days 5 3,407,594 0.8 Pandemic 8 7,458,438 1.7 151 to 180 days 0 0 0.0 Natural disaster 0 0 0.0 Over 180 days 11 7,819,323 1.8 Individual circumstance 13 7,273,051 1.7 MIP 1 827,233 0.2 Total 21 14,731,489 3.4 Total 1,076 426,776,964 100.0 Pandemic Hardship Arrears 4 3,297,170 0.8 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 22 6,957,900 1.6 Principal & Interest (P&I) 922 347,631,457 81.5 Metro 892 361,836,028 84.8 Interest Only reverting to P&I 154 79,145,507 18.5 Non-metro 162 57,983,036 13.6 Interest Only to maturity 0 0 0.0 Total 1,076 426,776,964 100.0 Total 1,076 426,776,964 100.0 4 - 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