1/4 Capital Markets Trust Snapshot La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 31 May 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-May-21 Start of Collection Period 01-May-21 End of Interest Period 15-Jun-21 End of Collection Period 31-May-21 Days in Interest Period 34 Days in Collection Period 31 BBSW - 12 May 2021 0.0100% Payment Date 15-Jun-21 Note Invested Amounts Note Stated Amounts Note Class Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance A1S-S - - - 0.0% - - - - A1S-L - - - 0.0% - - - - A1L 245,125,581 17,979,797 227,145,784 60.6% - - - 227,145,784 A2 81,871,944 6,005,252 75,866,692 60.6% - - - 75,866,692 B 59,250,000 - 59,250,000 100.0% - - - 59,250,000 C 9,000,000 - 9,000,000 100.0% - - - 9,000,000 D 13,500,000 - 13,500,000 100.0% - - - 13,500,000 E 5,250,000 - 5,250,000 100.0% - - - 5,250,000 F 4,706,114 34,214 4,671,900 77.9% - - - 4,671,900 Equity 6,750,000 - 6,750,000 100.0% - - - 6,750,000 Total 425,453,639 24,019,263 401,434,376 - - - 401,434,376 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current A1S-S - - - - - 30.0% 0.0% A1S-L - - - - - 30.0% 0.0% A1L 1.4100% - 321,954 321,954 - 30.0% 43.6% A2 2.0100% - 153,291 153,291 - 13.3% 24.8% B 2.3600% - 130,253 130,253 - 5.4% 10.1% C 3.1100% - 26,073 26,073 - 4.2% 7.8% D 4.1100% - 51,685 51,685 - 2.4% 4.5% E 6.1100% - 29,880 29,880 - 1.7% 3.2% F 7.2100% - 31,607 31,607 - 0.9% 2.0% (k)(ii) Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. 1 - 4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 31 May 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-May-21 Start of Collection Period 01-May-21 End of Interest Period 15-Jun-21 End of Collection Period 31-May-21 Days in Interest Period 34 Days in Collection Period 31 BBSW - 12 May 2021 0.0100% Payment Date 15-Jun-21 Note Invested Amounts Note Stated Amounts Note Class Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance A1S-S - - - 0.0% - - - - A1S-L - - - 0.0% - - - - A1L 245,125,581 17,979,797 227,145,784 60.6% - - - 227,145,784 A2 81,871,944 6,005,252 75,866,692 60.6% - - - 75,866,692 B 59,250,000 - 59,250,000 100.0% - - - 59,250,000 C 9,000,000 - 9,000,000 100.0% - - - 9,000,000 D 13,500,000 - 13,500,000 100.0% - - - 13,500,000 E 5,250,000 - 5,250,000 100.0% - - - 5,250,000 F 4,706,114 34,214 4,671,900 77.9% - - - 4,671,900 Equity 6,750,000 - 6,750,000 100.0% - - - 6,750,000 Total 425,453,639 24,019,263 401,434,376 - - - 401,434,376 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current A1S-S - - - - - 30.0% 0.0% A1S-L - - - - - 30.0% 0.0% A1L 1.4100% - 321,954 321,954 - 30.0% 43.6% A2 2.0100% - 153,291 153,291 - 13.3% 24.8% B 2.3600% - 130,253 130,253 - 5.4% 10.1% C 3.1100% - 26,073 26,073 - 4.2% 7.8% D 4.1100% - 51,685 51,685 - 2.4% 4.5% E 6.1100% - 29,880 29,880 - 1.7% 3.2% F 7.2100% - 31,607 31,607 - 0.9% 2.0% (k)(ii) Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. 1 - 4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 31 May 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-May-21 Start of Collection Period 01-May-21 End of Interest Period 15-Jun-21 End of Collection Period 31-May-21 Days in Interest Period 34 Days in Collection Period 31 BBSW - 12 May 2021 0.0100% Payment Date 15-Jun-21 Note Invested Amounts Note Stated Amounts Note Class Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance A1S-S - - - 0.0% - - - - A1S-L - - - 0.0% - - - - A1L 245,125,581 17,979,797 227,145,784 60.6% - - - 227,145,784 A2 81,871,944 6,005,252 75,866,692 60.6% - - - 75,866,692 B 59,250,000 - 59,250,000 100.0% - - - 59,250,000 C 9,000,000 - 9,000,000 100.0% - - - 9,000,000 D 13,500,000 - 13,500,000 100.0% - - - 13,500,000 E 5,250,000 - 5,250,000 100.0% - - - 5,250,000 F 4,706,114 34,214 4,671,900 77.9% - - - 4,671,900 Equity 6,750,000 - 6,750,000 100.0% - - - 6,750,000 Total 425,453,639 24,019,263 401,434,376 - - - 401,434,376 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current A1S-S - - - - - 30.0% 0.0% A1S-L - - - - - 30.0% 0.0% A1L 1.4100% - 321,954 321,954 - 30.0% 43.6% A2 2.0100% - 153,291 153,291 - 13.3% 24.8% B 2.3600% - 130,253 130,253 - 5.4% 10.1% C 3.1100% - 26,073 26,073 - 4.2% 7.8% D 4.1100% - 51,685 51,685 - 2.4% 4.5% E 6.1100% - 29,880 29,880 - 1.7% 3.2% F 7.2100% - 31,607 31,607 - 0.9% 2.0% (k)(ii) Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. 1 - 4 Capital Markets Trust Snapshot 2/4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 31 May 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-May-21 Start of Collection Period 01-May-21 End of Interest Period 15-Jun-21 End of Collection Period 31-May-21 Days in Interest Period 34 Days in Collection Period 31 BBSW - 12 May 2021 0.0100% Payment Date 15-Jun-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.08% 3.80% Yes Additions 0 Available income test 5.87% 3.17% Yes Draws 0 Closing Balance 150,000 Repayments Balance Scheduled principal 552,725 Yield Enhancement Reserve Unscheduled Principal (net of redraws) 23,346,452 Balance Total net principal repaid 23,899,177 Opening Balance 2,200,000 Additions 0 Principal Payment Rate (PPR) - Current month annualised 1.5% Draws 0 Constant Prepayment Rate (CPR) - Current month annualised 49.1% Closing Balance 2,200,000 Pool Performance Retention Amount Ledger Portfolio balance at Closing Date 723,973,935 Balance Pool Factor 55.6% Opening Balance 1,293,886 Liquidation amount - current month 607,022 Additions 34,214 No. of loans liquidated - current month 1 Draws 0 Losses - current month 85,871 Closing Balance 1,328,100 Cumulative liquidation amount 6,841,087 Cumulative no. of loans liquidated 11 Cumulative losses 363,067 Amortisation Ledger Annualised loss rate since Closing Date 0.02% Balance Opening Balance 0 Stepdown Criteria Additions 0 Satisfied Draws 0 a. No Class A1S-S Notes or Class A1S-L Notes outstanding Yes Closing Balance 0 b. Class A Subordination Percentage No c. Principal Losses Yes d. 90 Arrears Days Yes Liquidity Facility e. Stated Amount Yes Balance Opening Balance 0 Call Option Trigger Draws 0 The Payment Date which occurs on the earlier of: Reimbursements 0 a. 12th November 2022; and Closing Balance 0 Closing Facility Limit 6,021,516 b. the first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal to or less than 25%. 2 - 4 La Trobe Financial Capital Markets Trust 2018-2 Collection Period Ended 31 May 2021 Determination Summary Closing Date 22-Nov-18 Reporting Curency AUD Start of Interest Period 12-May-21 Start of Collection Period 01-May-21 End of Interest Period 15-Jun-21 End of Collection Period 31-May-21 Days in Interest Period 34 Days in Collection Period 31 BBSW - 12 May 2021 0.0100% Payment Date 15-Jun-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.08% 3.80% Yes Additions 0 Available income test 5.87% 3.17% Yes Draws 0 Closing Balance 150,000 Repayments Balance Scheduled principal 552,725 Yield Enhancement Reserve Unscheduled Principal (net of redraws) 23,346,452 Balance Total net principal repaid 23,899,177 Opening Balance 2,200,000 Additions 0 Principal Payment Rate (PPR) - Current month annualised 1.5% Draws 0 Constant Prepayment Rate (CPR) - Current month annualised 49.1% Closing Balance 2,200,000 Pool Performance Retention Amount Ledger Portfolio balance at Closing Date 723,973,935 Balance Pool Factor 55.6% Opening Balance 1,293,886 Liquidation amount - current month 607,022 Additions 34,214 No. of loans liquidated - current month 1 Draws 0 Losses - current month 85,871 Closing Balance 1,328,100 Cumulative liquidation amount 6,841,087 Cumulative no. of loans liquidated 11 Cumulative losses 363,067 Amortisation Ledger Annualised loss rate since Closing Date 0.02% Balance Opening Balance 0 Stepdown Criteria Additions 0 Satisfied Draws 0 a. No Class A1S-S Notes or Class A1S-L Notes outstanding Yes Closing Balance 0 b. Class A Subordination Percentage No c. Principal Losses Yes d. 90 Arrears Days Yes Liquidity Facility e. Stated Amount Yes Balance Opening Balance 0 Call Option Trigger Draws 0 The Payment Date which occurs on the earlier of: Reimbursements 0 a. 12th November 2022; and Closing Balance 0 Closing Facility Limit 6,021,516 b. the first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal to or less than 25%. 2 - 4 Capital Markets Trust Snapshot 3/4 La Trobe Financial Capital Markets Trust 2018-2 As at 31 May 2021 Pool Summary Portfolio balance ($) 402,881,012 Weighted average LVR (%) 69.00 Number of loans (#) 1,024 Maximum current LVR (%) 94.17 Average loan size ($) 393,438 Weighted average seasoning (years) 3.62 Maximum loan size ($) 1,499,010 Weighted average Interest Rate (%) 5.09 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 137 31,872,199 7.9 33 1,483,604 0.4 128 39,112,205 9.8 142 23,526,656 5.8 106 37,467,417 9.3 306 75,956,794 19.0 65.0% to 70.0% 152 57,251,020 14.2 167 57,326,792 14.2 169 67,849,184 16.8 121 54,079,691 13.4 75.0% to 80.0% 271 134,062,041 33.3 85 46,701,180 11.6 80.0% to 85.0% 55 31,911,699 7.9 60 38,830,789 9.6 85.0% to 90.0% 4 2,775,691 0.7 22 16,552,363 4.1 90.0% to 95.0% 2 579,556 0.1 800,000 to 900,000 25 21,233,367 5.3 95.0% to 100.0% 0 0 0.0 900,000 to 1,000,000 26 24,738,397 6.1 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 37 42,451,379 10.5 0 0 0.0 Total 1,024 402,881,012 100.0 Total 1,024 402,881,012 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 1 690,452 0.2 Less than 1 year 0 0 0.0 3.00% to 4.00% 74 34,825,745 8.6 1 to 2 years 0 0 0.0 4.00% to 4.50% 206 74,719,495 18.5 2 to 3 years 190 74,221,977 18.4 4.50% to 5.00% 158 78,098,094 19.4 3 to 4 years 682 278,745,835 69.2 5.00% to 5.50% 178 81,502,312 20.2 4 to 5 years 26 12,376,947 3.1 5.50% to 6.00% 126 56,997,337 14.1 Over 5 years 126 37,536,253 9.3 6.00% to 6.50% 221 59,214,491 14.8 6.50% to 7.00% 21 7,188,241 1.8 Total 1,024 402,881,012 100.0 7.00% to 8.00% 39 9,644,845 2.4 Over 8.00% 0 0 0.0 Total 1,024 402,881,012 100.0 Up to 50.0% 50.0% to 60.0% Less than 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 3 - 4 La Trobe Financial Capital Markets Trust 2018-2 As at 31 May 2021 Pool Summary Portfolio balance ($) 402,881,012 Weighted average LVR (%) 69.00 Number of loans (#) 1,024 Maximum current LVR (%) 94.17 Average loan size ($) 393,438 Weighted average seasoning (years) 3.62 Maximum loan size ($) 1,499,010 Weighted average Interest Rate (%) 5.09 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 137 31,872,199 7.9 33 1,483,604 0.4 128 39,112,205 9.8 142 23,526,656 5.8 106 37,467,417 9.3 306 75,956,794 19.0 65.0% to 70.0% 152 57,251,020 14.2 167 57,326,792 14.2 169 67,849,184 16.8 121 54,079,691 13.4 75.0% to 80.0% 271 134,062,041 33.3 85 46,701,180 11.6 80.0% to 85.0% 55 31,911,699 7.9 60 38,830,789 9.6 85.0% to 90.0% 4 2,775,691 0.7 22 16,552,363 4.1 90.0% to 95.0% 2 579,556 0.1 800,000 to 900,000 25 21,233,367 5.3 95.0% to 100.0% 0 0 0.0 900,000 to 1,000,000 26 24,738,397 6.1 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 37 42,451,379 10.5 0 0 0.0 Total 1,024 402,881,012 100.0 Total 1,024 402,881,012 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 1 690,452 0.2 Less than 1 year 0 0 0.0 3.00% to 4.00% 74 34,825,745 8.6 1 to 2 years 0 0 0.0 4.00% to 4.50% 206 74,719,495 18.5 2 to 3 years 190 74,221,977 18.4 4.50% to 5.00% 158 78,098,094 19.4 3 to 4 years 682 278,745,835 69.2 5.00% to 5.50% 178 81,502,312 20.2 4 to 5 years 26 12,376,947 3.1 5.50% to 6.00% 126 56,997,337 14.1 Over 5 years 126 37,536,253 9.3 6.00% to 6.50% 221 59,214,491 14.8 6.50% to 7.00% 21 7,188,241 1.8 Total 1,024 402,881,012 100.0 7.00% to 8.00% 39 9,644,845 2.4 Over 8.00% 0 0 0.0 Total 1,024 402,881,012 100.0 Up to 50.0% 50.0% to 60.0% Less than 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 3 - 4 Capital Markets Trust Snapshot 4/4 La Trobe Financial Capital Markets Trust 2018-2 As at 31 May 2021 Pool Summary Portfolio balance ($) 402,881,012 Weighted average LVR (%) 69.00 Number of loans (#) 1,024 Maximum current LVR (%) 94.17 Average loan size ($) 393,438 Weighted average seasoning (years) 3.62 Maximum loan size ($) 1,499,010 Weighted average Interest Rate (%) 5.09 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 307 153,357,097 38.1 Full Doc 657 212,296,660 52.7 Investment 717 249,523,915 61.9 Alt Doc 367 190,584,352 47.3 Total 1,024 402,881,012 100.0 Total 1,024 402,881,012 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 914 350,334,057 87.0 ACT 4 1,517,091 0.4 B 85 39,828,777 9.8 NSW 173 87,415,526 21.7 C1 25 12,718,178 3.2 VIC 450 191,049,301 47.4 C2 0 0 0.0 QLD 303 88,545,468 22.0 C3 0 0 0.0 SA 43 15,298,344 3.8 WA 42 16,643,901 4.1 Total 1,024 402,881,012 100.0 TAS 8 1,916,683 0.5 NT 1 494,698 0.1 Security Type Distribution Number Balance % Total 1,024 402,881,012 100.0 Residential Dwelling 743 309,100,600 76.7 Residential Apartment - Low Rise 226 75,997,830 18.9 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 55 17,782,582 4.4 Number Balance % PAYG - Full time 548 173,520,672 43.1 Total 1,024 402,881,012 100.0 PAYG - Casual 7 1,796,932 0.4 Commission 0 0 0.0 Arrears Ageing Distribution* Pension 0 0 0.0 Number Balance % Self Employed 469 227,563,408 56.5 Not in arrears 961 370,030,222 91.8 1 to 30 Days 29 12,034,958 3.0 Total 1,024 402,881,012 100.0 Total Performing Loans 990 382,065,180 94.8 31 to 60 days 9 4,625,951 1.3 61 to 90 days 6 2,208,747 0.5 Hardship 91 to 120 days 5 3,175,733 0.8 Number Balance % 121 to 150 days 2 2,141,718 0.5 Pandemic 7 6,281,535 1.6 151 to 180 days 0 0 0.0 Natural disaster 0 0 0.0 Over 180 days 11 7,834,858 1.9 Individual circumstance 5 3,249,285 0.8 MIP 1 828,825 0.2 Total 12 9,530,820 2.4 Total 1,024 402,881,012 100.0 Pandemic Hardship Arrears 4 3,292,108 0.8 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 22 6,948,305 1.7 Principal & Interest (P&I) 889 332,541,050 82.5 Metro 851 342,421,222 85.0 Interest Only reverting to P&I 135 70,339,962 17.5 Non-metro 151 53,511,485 13.3 Interest Only to maturity 0 0 0.0 Total 1,024 402,881,012 100.0 Total 1,024 402,881,012 100.0 4 - 4 La Trobe Financial Capital Markets Trust 2018-2 As at 31 May 2021 Pool Summary Portfolio balance ($) 402,881,012 Weighted average LVR (%) 69.00 Number of loans (#) 1,024 Maximum current LVR (%) 94.17 Average loan size ($) 393,438 Weighted average seasoning (years) 3.62 Maximum loan size ($) 1,499,010 Weighted average Interest Rate (%) 5.09 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 307 153,357,097 38.1 Full Doc 657 212,296,660 52.7 Investment 717 249,523,915 61.9 Alt Doc 367 190,584,352 47.3 Total 1,024 402,881,012 100.0 Total 1,024 402,881,012 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 914 350,334,057 87.0 ACT 4 1,517,091 0.4 B 85 39,828,777 9.8 NSW 173 87,415,526 21.7 C1 25 12,718,178 3.2 VIC 450 191,049,301 47.4 C2 0 0 0.0 QLD 303 88,545,468 22.0 C3 0 0 0.0 SA 43 15,298,344 3.8 WA 42 16,643,901 4.1 Total 1,024 402,881,012 100.0 TAS 8 1,916,683 0.5 NT 1 494,698 0.1 Security Type Distribution Number Balance % Total 1,024 402,881,012 100.0 Residential Dwelling 743 309,100,600 76.7 Residential Apartment - Low Rise 226 75,997,830 18.9 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 55 17,782,582 4.4 Number Balance % PAYG - Full time 548 173,520,672 43.1 Total 1,024 402,881,012 100.0 PAYG - Casual 7 1,796,932 0.4 Commission 0 0 0.0 Arrears Ageing Distribution* Pension 0 0 0.0 Number Balance % Self Employed 469 227,563,408 56.5 Not in arrears 961 370,030,222 91.8 1 to 30 Days 29 12,034,958 3.0 Total 1,024 402,881,012 100.0 Total Performing Loans 990 382,065,180 94.8 31 to 60 days 9 4,625,951 1.3 61 to 90 days 6 2,208,747 0.5 Hardship 91 to 120 days 5 3,175,733 0.8 Number Balance % 121 to 150 days 2 2,141,718 0.5 Pandemic 7 6,281,535 1.6 151 to 180 days 0 0 0.0 Natural disaster 0 0 0.0 Over 180 days 11 7,834,858 1.9 Individual circumstance 5 3,249,285 0.8 MIP 1 828,825 0.2 Total 12 9,530,820 2.4 Total 1,024 402,881,012 100.0 Pandemic Hardship Arrears 4 3,292,108 0.8 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 22 6,948,305 1.7 Principal & Interest (P&I) 889 332,541,050 82.5 Metro 851 342,421,222 85.0 Interest Only reverting to P&I 135 70,339,962 17.5 Non-metro 151 53,511,485 13.3 Interest Only to maturity 0 0 0.0 Total 1,024 402,881,012 100.0 Total 1,024 402,881,012 100.0 4 - 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