Capital Markets Trust Snapshot A Blackstone Portfolio Company 1/4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Note Invested Amounts Note Stated Amounts Note Class ISIN Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance Class A1S AU3FN0041695 - - - 0.0% - - - - Class A1L AU3FN0041703 168,106,793 5,183,787 162,923,006 43.4% - - - 162,923,006 Class A2 AU3FN0041711 59,846,020 1,845,428 58,000,592 43.4% - - - 58,000,592 Class B AU3FN0041729 24,184,166 745,750 23,438,416 78.1% - - - 23,438,416 Class C AU3FN0041737 18,742,728 577,956 18,164,772 78.1% - - - 18,164,772 Class D AU3FN0041745 13,301,291 410,162 12,891,129 78.1% - - - 12,891,129 Class E AU3FN0041752 7,859,854 242,369 7,617,485 78.1% - - - 7,617,485 Class F AU3FN0041760 3,098,823 282,297 2,816,526 41.7% - - - 2,816,526 Equity 5,250,000 - 5,250,000 100.0% - - - 5,250,000 Total 300,389,675 9,287,749 291,101,926 - - - 291,101,926 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current Class A1S 0.7100% - - - - 30.0% Class A1L 1.2600% - 179,897 179,897 - 30.0% 44.3% Class A2 1.6600% - 84,375 84,375 - 12.2% 24.5% Class B 2.0100% - 41,285 41,285 - 8.2% 16.5% Class C 3.0600% - 48,711 48,711 - 5.1% 10.3% Class D 4.0600% - 45,866 45,866 - 2.9% 5.9% Class E 6.0600% - 40,453 40,453 - 1.6% 3.3% Class F 6.9600% - 18,318 18,318 - 0.7% 2.4% Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. Page 1 of 4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Note Invested Amounts Note Stated Amounts Note Class ISIN Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance Class A1S AU3FN0041695 - - - 0.0% - - - - Class A1L AU3FN0041703 168,106,793 5,183,787 162,923,006 43.4% - - - 162,923,006 Class A2 AU3FN0041711 59,846,020 1,845,428 58,000,592 43.4% - - - 58,000,592 Class B AU3FN0041729 24,184,166 745,750 23,438,416 78.1% - - - 23,438,416 Class C AU3FN0041737 18,742,728 577,956 18,164,772 78.1% - - - 18,164,772 Class D AU3FN0041745 13,301,291 410,162 12,891,129 78.1% - - - 12,891,129 Class E AU3FN0041752 7,859,854 242,369 7,617,485 78.1% - - - 7,617,485 Class F AU3FN0041760 3,098,823 282,297 2,816,526 41.7% - - - 2,816,526 Equity 5,250,000 - 5,250,000 100.0% - - - 5,250,000 Total 300,389,675 9,287,749 291,101,926 - - - 291,101,926 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current Class A1S 0.7100% - - - - 30.0% Class A1L 1.2600% - 179,897 179,897 - 30.0% 44.3% Class A2 1.6600% - 84,375 84,375 - 12.2% 24.5% Class B 2.0100% - 41,285 41,285 - 8.2% 16.5% Class C 3.0600% - 48,711 48,711 - 5.1% 10.3% Class D 4.0600% - 45,866 45,866 - 2.9% 5.9% Class E 6.0600% - 40,453 40,453 - 1.6% 3.3% Class F 6.9600% - 18,318 18,318 - 0.7% 2.4% Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. Page 1 of 4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Note Invested Amounts Note Stated Amounts Note Class ISIN Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance Class A1S AU3FN0041695 - - - 0.0% - - - - Class A1L AU3FN0041703 168,106,793 5,183,787 162,923,006 43.4% - - - 162,923,006 Class A2 AU3FN0041711 59,846,020 1,845,428 58,000,592 43.4% - - - 58,000,592 Class B AU3FN0041729 24,184,166 745,750 23,438,416 78.1% - - - 23,438,416 Class C AU3FN0041737 18,742,728 577,956 18,164,772 78.1% - - - 18,164,772 Class D AU3FN0041745 13,301,291 410,162 12,891,129 78.1% - - - 12,891,129 Class E AU3FN0041752 7,859,854 242,369 7,617,485 78.1% - - - 7,617,485 Class F AU3FN0041760 3,098,823 282,297 2,816,526 41.7% - - - 2,816,526 Equity 5,250,000 - 5,250,000 100.0% - - - 5,250,000 Total 300,389,675 9,287,749 291,101,926 - - - 291,101,926 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current Class A1S 0.7100% - - - - 30.0% Class A1L 1.2600% - 179,897 179,897 - 30.0% 44.3% Class A2 1.6600% - 84,375 84,375 - 12.2% 24.5% Class B 2.0100% - 41,285 41,285 - 8.2% 16.5% Class C 3.0600% - 48,711 48,711 - 5.1% 10.3% Class D 4.0600% - 45,866 45,866 - 2.9% 5.9% Class E 6.0600% - 40,453 40,453 - 1.6% 3.3% Class F 6.9600% - 18,318 18,318 - 0.7% 2.4% Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. Page 1 of 4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Note Invested Amounts Note Stated Amounts Note Class ISIN Opening Invested Balance Repayments Closing Invested Balance Bond / Invested Factor Carryover Charge Offs Current Charge Offs Reinstatements Closing Stated Balance Class A1S AU3FN0041695 - - - 0.0% - - - - Class A1L AU3FN0041703 168,106,793 5,183,787 162,923,006 43.4% - - - 162,923,006 Class A2 AU3FN0041711 59,846,020 1,845,428 58,000,592 43.4% - - - 58,000,592 Class B AU3FN0041729 24,184,166 745,750 23,438,416 78.1% - - - 23,438,416 Class C AU3FN0041737 18,742,728 577,956 18,164,772 78.1% - - - 18,164,772 Class D AU3FN0041745 13,301,291 410,162 12,891,129 78.1% - - - 12,891,129 Class E AU3FN0041752 7,859,854 242,369 7,617,485 78.1% - - - 7,617,485 Class F AU3FN0041760 3,098,823 282,297 2,816,526 41.7% - - - 2,816,526 Equity 5,250,000 - 5,250,000 100.0% - - - 5,250,000 Total 300,389,675 9,287,749 291,101,926 - - - 291,101,926 EU Risk Retention Interest Payments Credit Support Note Class Coupon Rate Interest Due Prior Periods Interest Due Current Period Interest Paid Unpaid Original Current Class A1S 0.7100% - - - - 30.0% Class A1L 1.2600% - 179,897 179,897 - 30.0% 44.3% Class A2 1.6600% - 84,375 84,375 - 12.2% 24.5% Class B 2.0100% - 41,285 41,285 - 8.2% 16.5% Class C 3.0600% - 48,711 48,711 - 5.1% 10.3% Class D 4.0600% - 45,866 45,866 - 2.9% 5.9% Class E 6.0600% - 40,453 40,453 - 1.6% 3.3% Class F 6.9600% - 18,318 18,318 - 0.7% 2.4% Contacts Martin Barry Richard Parry Paul Brown Senior Vice President Senior Executive Executive General Manager Chief Financial Officer Deputy Treasurer Head of Group Portfolio Management 02 8046 1502 03 8610 2847 03 8610 2397 mbarry@latrobefinancial.com.au rparry@latrobefinancial.com.au pbrown@latrobefinancial.com.au The Trust Manager confirms that it holds at least 5% of the closing Invested Balance as required by Article 405 of EU regulation No.575/2013. Page 1 of 4 Capital Markets Trust Snapshot A Blackstone Portfolio Company 2/4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.13% 4.00% Yes Additions 0 Available income test 6.33% 3.03% Yes Draws 0 Closing Balance 150,000 Repayments Balance Yield Enhancement Reserve Scheduled principal 383,211 Balance Unscheduled Principal (net of redraws) 8,879,687 Opening Balance 2,200,000 Total net principal repaid 9,262,898 Additions 0 Draws 0 Principal Payment Rate (PPR) - Current month annualised 1.5% Closing Balance 2,200,000 Constant Prepayment Rate (CPR) - Current month annualised 30.1% Retention Amount Ledger Pool Performance Balance Opening Balance 1,617,467 Portfolio balance at Closing Date 724,847,369 Additions 24,850 Pool Factor 40.4% Draws 0 Liquidation amount - current month 0 Closing Balance 1,642,317 No. of loans liquidated - current month 0 Losses - current month 0 Cumulative liquidation amount 9,519,700 Amortisation Ledger Cumulative no. of loans liquidated 15 Balance Cumulative losses 685,061 Opening Balance 0 Annualised loss rate since Closing Date 0.0% Additions 0 Draws 0 Closing Balance 0 Stepdown Criteria Satisfied a. No Class A1S Notes outstanding Yes Liquidity Facility b. Class A Subordination Percentage Yes Balance c. Principal Losses Yes Opening Balance 0 d. 90 Arrears Days Yes Draws 0 e. Stated Amount Yes Reimbursements 0 Closing Balance 0 Call Option Trigger Closing Facility Limit 4,366,529 The Payment Date which occurs on the earlier of: a. The 11th May 2022; and b. The first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal or less than 25%. Page 2 of 4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.13% 4.00% Yes Additions 0 Available income test 6.33% 3.03% Yes Draws 0 Closing Balance 150,000 Repayments Balance Yield Enhancement Reserve Scheduled principal 383,211 Balance Unscheduled Principal (net of redraws) 8,879,687 Opening Balance 2,200,000 Total net principal repaid 9,262,898 Additions 0 Draws 0 Principal Payment Rate (PPR) - Current month annualised 1.5% Closing Balance 2,200,000 Constant Prepayment Rate (CPR) - Current month annualised 30.1% Retention Amount Ledger Pool Performance Balance Opening Balance 1,617,467 Portfolio balance at Closing Date 724,847,369 Additions 24,850 Pool Factor 40.4% Draws 0 Liquidation amount - current month 0 Closing Balance 1,642,317 No. of loans liquidated - current month 0 Losses - current month 0 Cumulative liquidation amount 9,519,700 Amortisation Ledger Cumulative no. of loans liquidated 15 Balance Cumulative losses 685,061 Opening Balance 0 Annualised loss rate since Closing Date 0.0% Additions 0 Draws 0 Closing Balance 0 Stepdown Criteria Satisfied a. No Class A1S Notes outstanding Yes Liquidity Facility b. Class A Subordination Percentage Yes Balance c. Principal Losses Yes Opening Balance 0 d. 90 Arrears Days Yes Draws 0 e. Stated Amount Yes Reimbursements 0 Closing Balance 0 Call Option Trigger Closing Facility Limit 4,366,529 The Payment Date which occurs on the earlier of: a. The 11th May 2022; and b. The first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal or less than 25%. Page 2 of 4 La Trobe Financial Capital Markets Trust 2018-1 Collection Period Ended 31 October 2021 Determination Summary Closing Date 12-Apr-18 Reporting Currency AUD Start of Interest Period 11-Oct-21 Start of Collection Period 01-Oct-21 End of Interest Period 11-Nov-21 End of Collection Period 31-Oct-21 Days in Interest Period 31 Days in Collection Period 31 BBSW - 11 October 2021 0.0100% Payment Date 11-Nov-21 Expense Reserve Thresholds Balance Actual Minimum Satisfied Opening Balance 150,000 Weighted average test 5.13% 4.00% Yes Additions 0 Available income test 6.33% 3.03% Yes Draws 0 Closing Balance 150,000 Repayments Balance Yield Enhancement Reserve Scheduled principal 383,211 Balance Unscheduled Principal (net of redraws) 8,879,687 Opening Balance 2,200,000 Total net principal repaid 9,262,898 Additions 0 Draws 0 Principal Payment Rate (PPR) - Current month annualised 1.5% Closing Balance 2,200,000 Constant Prepayment Rate (CPR) - Current month annualised 30.1% Retention Amount Ledger Pool Performance Balance Opening Balance 1,617,467 Portfolio balance at Closing Date 724,847,369 Additions 24,850 Pool Factor 40.4% Draws 0 Liquidation amount - current month 0 Closing Balance 1,642,317 No. of loans liquidated - current month 0 Losses - current month 0 Cumulative liquidation amount 9,519,700 Amortisation Ledger Cumulative no. of loans liquidated 15 Balance Cumulative losses 685,061 Opening Balance 0 Annualised loss rate since Closing Date 0.0% Additions 0 Draws 0 Closing Balance 0 Stepdown Criteria Satisfied a. No Class A1S Notes outstanding Yes Liquidity Facility b. Class A Subordination Percentage Yes Balance c. Principal Losses Yes Opening Balance 0 d. 90 Arrears Days Yes Draws 0 e. Stated Amount Yes Reimbursements 0 Closing Balance 0 Call Option Trigger Closing Facility Limit 4,366,529 The Payment Date which occurs on the earlier of: a. The 11th May 2022; and b. The first Payment date on which the aggregate Invested Amounts of all Notes, expressed as a percentage of the aggregate Initial Invested Amounts of all Notes on the Closing Date, is equal or less than 25%. Page 2 of 4 Capital Markets Trust Snapshot A Blackstone Portfolio Company 3/4 La Trobe Financial Capital Markets Trust 2018-1 As at 31 October 2021 Pool Summary Portfolio balance ($) 292,600,457 Weighted average LVR (%) 66.44 Number of loans (#) 859 Maximum current LVR (%) 96.90 Average loan size ($) 340,629 Weighted average seasoning (years) 4.53 Maximum loan size ($) 1,377,545 Weighted average Interest Rate (%) 5.14 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 156 32,196,651 11.0 45 2,672,850 0.9 142 38,628,195 13.2 174 28,398,569 9.7 108 32,621,225 11.1 275 66,121,387 22.6 65.0% to 70.0% 162 48,606,909 16.6 123 42,857,644 14.6 142 61,457,458 21.0 81 36,752,120 12.6 75.0% to 80.0% 113 60,369,128 20.6 57 31,086,592 10.6 80.0% to 85.0% 27 13,293,527 4.5 31 20,164,823 6.9 85.0% to 90.0% 8 4,942,873 1.7 28 20,858,405 7.1 90.0% to 95.0% 0 0 0.0 800,000 to 900,000 16 13,595,377 4.6 95.0% to 100.0% 1 484,491 0.3 900,000 to 1,000,000 17 16,179,177 5.5 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 12 13,913,513 4.9 0 0 0.0 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 2 624,376 0.2 Less than 1 year 0 0 0.0 3.00% to 4.00% 86 29,751,586 10.2 1 to 2 years 0 0 0.0 4.00% to 4.50% 139 53,250,278 18.2 2 to 3 years 0 0 0.0 4.50% to 5.00% 94 42,440,694 14.5 3 to 4 years 285 97,282,691 33.2 5.00% to 5.50% 151 63,607,112 21.7 4 to 5 years 373 134,580,606 46.0 5.50% to 6.00% 113 33,693,089 11.5 Over 5 years 201 60,737,160 20.8 6.00% to 6.50% 203 51,792,171 17.7 6.50% to 7.00% 41 10,662,646 3.7 Total 859 292,600,457 100.0 7.00% to 8.00% 30 6,778,505 2.3 Over 8.00% 0 0 0.0 Total 859 292,600,457 100.0 Up to 50.0% 50.0% to 60.0% 0 to 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 Page 3 of 4 La Trobe Financial Capital Markets Trust 2018-1 As at 31 October 2021 Pool Summary Portfolio balance ($) 292,600,457 Weighted average LVR (%) 66.44 Number of loans (#) 859 Maximum current LVR (%) 96.90 Average loan size ($) 340,629 Weighted average seasoning (years) 4.53 Maximum loan size ($) 1,377,545 Weighted average Interest Rate (%) 5.14 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 156 32,196,651 11.0 45 2,672,850 0.9 142 38,628,195 13.2 174 28,398,569 9.7 108 32,621,225 11.1 275 66,121,387 22.6 65.0% to 70.0% 162 48,606,909 16.6 123 42,857,644 14.6 142 61,457,458 21.0 81 36,752,120 12.6 75.0% to 80.0% 113 60,369,128 20.6 57 31,086,592 10.6 80.0% to 85.0% 27 13,293,527 4.5 31 20,164,823 6.9 85.0% to 90.0% 8 4,942,873 1.7 28 20,858,405 7.1 90.0% to 95.0% 0 0 0.0 800,000 to 900,000 16 13,595,377 4.6 95.0% to 100.0% 1 484,491 0.3 900,000 to 1,000,000 17 16,179,177 5.5 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 12 13,913,513 4.9 0 0 0.0 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 2 624,376 0.2 Less than 1 year 0 0 0.0 3.00% to 4.00% 86 29,751,586 10.2 1 to 2 years 0 0 0.0 4.00% to 4.50% 139 53,250,278 18.2 2 to 3 years 0 0 0.0 4.50% to 5.00% 94 42,440,694 14.5 3 to 4 years 285 97,282,691 33.2 5.00% to 5.50% 151 63,607,112 21.7 4 to 5 years 373 134,580,606 46.0 5.50% to 6.00% 113 33,693,089 11.5 Over 5 years 201 60,737,160 20.8 6.00% to 6.50% 203 51,792,171 17.7 6.50% to 7.00% 41 10,662,646 3.7 Total 859 292,600,457 100.0 7.00% to 8.00% 30 6,778,505 2.3 Over 8.00% 0 0 0.0 Total 859 292,600,457 100.0 Up to 50.0% 50.0% to 60.0% 0 to 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 Page 3 of 4 La Trobe Financial Capital Markets Trust 2018-1 As at 31 October 2021 Pool Summary Portfolio balance ($) 292,600,457 Weighted average LVR (%) 66.44 Number of loans (#) 859 Maximum current LVR (%) 96.90 Average loan size ($) 340,629 Weighted average seasoning (years) 4.53 Maximum loan size ($) 1,377,545 Weighted average Interest Rate (%) 5.14 Current Loan to Value ratio (LVR) Distribution Current Balance Distribution Number Balance % Number Balance % 156 32,196,651 11.0 45 2,672,850 0.9 142 38,628,195 13.2 174 28,398,569 9.7 108 32,621,225 11.1 275 66,121,387 22.6 65.0% to 70.0% 162 48,606,909 16.6 123 42,857,644 14.6 142 61,457,458 21.0 81 36,752,120 12.6 75.0% to 80.0% 113 60,369,128 20.6 57 31,086,592 10.6 80.0% to 85.0% 27 13,293,527 4.5 31 20,164,823 6.9 85.0% to 90.0% 8 4,942,873 1.7 28 20,858,405 7.1 90.0% to 95.0% 0 0 0.0 800,000 to 900,000 16 13,595,377 4.6 95.0% to 100.0% 1 484,491 0.3 900,000 to 1,000,000 17 16,179,177 5.5 Over 100.0% 0 0 0.0 1,000,000 to 1,500,000 12 13,913,513 4.9 0 0 0.0 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Interest Rates Seasoning Distribution (Based on Loan Settlement Date) Number Balance % Number Balance % Up to 3.00% 2 624,376 0.2 Less than 1 year 0 0 0.0 3.00% to 4.00% 86 29,751,586 10.2 1 to 2 years 0 0 0.0 4.00% to 4.50% 139 53,250,278 18.2 2 to 3 years 0 0 0.0 4.50% to 5.00% 94 42,440,694 14.5 3 to 4 years 285 97,282,691 33.2 5.00% to 5.50% 151 63,607,112 21.7 4 to 5 years 373 134,580,606 46.0 5.50% to 6.00% 113 33,693,089 11.5 Over 5 years 201 60,737,160 20.8 6.00% to 6.50% 203 51,792,171 17.7 6.50% to 7.00% 41 10,662,646 3.7 Total 859 292,600,457 100.0 7.00% to 8.00% 30 6,778,505 2.3 Over 8.00% 0 0 0.0 Total 859 292,600,457 100.0 Up to 50.0% 50.0% to 60.0% 0 to 100,000 60.0% to 65.0% 100,000 to 200,000 700,000 to 800,000 Over 1,500,000 200,000 to 300,000 70.0% to 75.0% 300,000 to 400,000 400,000 to 500,000 500,000 to 600,000 600,000 to 700,000 Page 3 of 4 Capital Markets Trust Snapshot A Blackstone Portfolio Company 4/4 La Trobe Financial Capital Markets Trust 2018-1 As at 31 October 2021 Pool Summary Portfolio balance ($) 292,600,457 Weighted average LVR (%) 66.44 Number of loans (#) 859 Maximum current LVR (%) 96.90 Average loan size ($) 340,629 Weighted average seasoning (years) 4.53 Maximum loan size ($) 1,377,545 Weighted average Interest Rate (%) 5.14 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 265 108,025,390 36.9 Full Doc 589 170,568,142 58.3 Investment 594 184,575,067 63.1 Alt Doc 270 122,032,315 41.7 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 737 248,725,585 85.0 ACT 6 2,804,815 1.0 B 105 38,176,516 13.0 NSW 142 67,491,458 23.1 C1 17 5,698,356 2.0 VIC 325 113,769,344 38.9 C2 0 0 0.0 QLD 290 78,003,964 26.7 C3 0 0 0.0 SA 32 8,504,059 2.9 WA 56 20,549,083 7.0 Total 859 292,600,457 100.0 TAS 8 1,477,734 0.4 NT 0 0 0.0 Security Type Distribution Number Balance % Total 859 292,600,457 100.0 Residential Dwelling 606 214,670,243 73.4 Residential Apartment - Low Rise 218 68,513,783 23.4 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 35 9,416,431 3.2 Number Balance % PAYG - Full time 491 132,288,876 45.2 Total 859 292,600,457 100.0 PAYG - Casual 4 1,759,883 0.6 Commission 0 0 0.0 Arrears Ageing Distribution Pension 0 0 0.0 Number Balance % Self Employed 364 158,551,698 54.2 Not in arrears 809 271,789,620 92.9 1 to 30 Days 22 9,066,203 3.1 Total 859 292,600,457 100.0 Total Performing Loans 831 280,855,823 96.0 31 to 60 days 3 910,182 0.3 61 to 90 days 1 259,821 0.1 Hardship 91 to 120 days 2 693,133 0.2 Number Balance % 121 to 150 days 3 1,080,811 0.4 Pandemic 5 2,861,677 1.0 151 to 180 days 1 201,306 0.1 Natural disaster 0 0 0.0 Over 180 days 18 8,599,381 2.9 Individual circumstance 2 414,854 0.1 MIP 0 0 0.0 Total 7 3,276,531 1.1 Total 859 292,600,457 100.0 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 16 5,392,004 1.8 Principal & Interest (P&I) 780 253,497,336 86.6 Metro 714 244,525,218 83.6 Interest Only reverting to P&I 79 39,103,121 13.4 Non-metro 129 42,683,235 14.6 Interest Only to maturity 0 0 0.0 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Page 4 of 4 La Trobe Financial Capital Markets Trust 2018-1 As at 31 October 2021 Pool Summary Portfolio balance ($) 292,600,457 Weighted average LVR (%) 66.44 Number of loans (#) 859 Maximum current LVR (%) 96.90 Average loan size ($) 340,629 Weighted average seasoning (years) 4.53 Maximum loan size ($) 1,377,545 Weighted average Interest Rate (%) 5.14 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 265 108,025,390 36.9 Full Doc 589 170,568,142 58.3 Investment 594 184,575,067 63.1 Alt Doc 270 122,032,315 41.7 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 737 248,725,585 85.0 ACT 6 2,804,815 1.0 B 105 38,176,516 13.0 NSW 142 67,491,458 23.1 C1 17 5,698,356 2.0 VIC 325 113,769,344 38.9 C2 0 0 0.0 QLD 290 78,003,964 26.7 C3 0 0 0.0 SA 32 8,504,059 2.9 WA 56 20,549,083 7.0 Total 859 292,600,457 100.0 TAS 8 1,477,734 0.4 NT 0 0 0.0 Security Type Distribution Number Balance % Total 859 292,600,457 100.0 Residential Dwelling 606 214,670,243 73.4 Residential Apartment - Low Rise 218 68,513,783 23.4 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 35 9,416,431 3.2 Number Balance % PAYG - Full time 491 132,288,876 45.2 Total 859 292,600,457 100.0 PAYG - Casual 4 1,759,883 0.6 Commission 0 0 0.0 Arrears Ageing Distribution Pension 0 0 0.0 Number Balance % Self Employed 364 158,551,698 54.2 Not in arrears 809 271,789,620 92.9 1 to 30 Days 22 9,066,203 3.1 Total 859 292,600,457 100.0 Total Performing Loans 831 280,855,823 96.0 31 to 60 days 3 910,182 0.3 61 to 90 days 1 259,821 0.1 Hardship 91 to 120 days 2 693,133 0.2 Number Balance % 121 to 150 days 3 1,080,811 0.4 Pandemic 5 2,861,677 1.0 151 to 180 days 1 201,306 0.1 Natural disaster 0 0 0.0 Over 180 days 18 8,599,381 2.9 Individual circumstance 2 414,854 0.1 MIP 0 0 0.0 Total 7 3,276,531 1.1 Total 859 292,600,457 100.0 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 16 5,392,004 1.8 Principal & Interest (P&I) 780 253,497,336 86.6 Metro 714 244,525,218 83.6 Interest Only reverting to P&I 79 39,103,121 13.4 Non-metro 129 42,683,235 14.6 Interest Only to maturity 0 0 0.0 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Page 4 of 4 La Trobe Financial Capital Markets Trust 2018-1 As at 31 October 2021 Pool Summary Portfolio balance ($) 292,600,457 Weighted average LVR (%) 66.44 Number of loans (#) 859 Maximum current LVR (%) 96.90 Average loan size ($) 340,629 Weighted average seasoning (years) 4.53 Maximum loan size ($) 1,377,545 Weighted average Interest Rate (%) 5.14 Security Usage Distribution Documentation Type Distribution Number Balance % Number Balance % Owner-occupied 265 108,025,390 36.9 Full Doc 589 170,568,142 58.3 Investment 594 184,575,067 63.1 Alt Doc 270 122,032,315 41.7 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Credit Grade Distribution Geographic Distribution Number Balance % Number Balance % A 737 248,725,585 85.0 ACT 6 2,804,815 1.0 B 105 38,176,516 13.0 NSW 142 67,491,458 23.1 C1 17 5,698,356 2.0 VIC 325 113,769,344 38.9 C2 0 0 0.0 QLD 290 78,003,964 26.7 C3 0 0 0.0 SA 32 8,504,059 2.9 WA 56 20,549,083 7.0 Total 859 292,600,457 100.0 TAS 8 1,477,734 0.4 NT 0 0 0.0 Security Type Distribution Number Balance % Total 859 292,600,457 100.0 Residential Dwelling 606 214,670,243 73.4 Residential Apartment - Low Rise 218 68,513,783 23.4 Residential Rural 0 0 0.0 Employment Type Distribution Residential Apartment - High Rise 35 9,416,431 3.2 Number Balance % PAYG - Full time 491 132,288,876 45.2 Total 859 292,600,457 100.0 PAYG - Casual 4 1,759,883 0.6 Commission 0 0 0.0 Arrears Ageing Distribution Pension 0 0 0.0 Number Balance % Self Employed 364 158,551,698 54.2 Not in arrears 809 271,789,620 92.9 1 to 30 Days 22 9,066,203 3.1 Total 859 292,600,457 100.0 Total Performing Loans 831 280,855,823 96.0 31 to 60 days 3 910,182 0.3 61 to 90 days 1 259,821 0.1 Hardship 91 to 120 days 2 693,133 0.2 Number Balance % 121 to 150 days 3 1,080,811 0.4 Pandemic 5 2,861,677 1.0 151 to 180 days 1 201,306 0.1 Natural disaster 0 0 0.0 Over 180 days 18 8,599,381 2.9 Individual circumstance 2 414,854 0.1 MIP 0 0 0.0 Total 7 3,276,531 1.1 Total 859 292,600,457 100.0 Ratings Location Distribution Current Payment Type Distribution Number Balance % Number Balance % Inner City 16 5,392,004 1.8 Principal & Interest (P&I) 780 253,497,336 86.6 Metro 714 244,525,218 83.6 Interest Only reverting to P&I 79 39,103,121 13.4 Non-metro 129 42,683,235 14.6 Interest Only to maturity 0 0 0.0 Total 859 292,600,457 100.0 Total 859 292,600,457 100.0 Page 4 of 4
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