

Pepkor Holdings Limited (JSE:PPH)
1. About
Pepkor (JSE:PPH) has the largest retail store footprint in southern Africa. With more than 5 400 stores operating across 11 African countries, Pepkor's businesses include many of the most trusted brands on the continent.
Pepkor gives customers access to value-for-money products and services at the lowest prices, and at their convenience. The group delivers this value by using world-class systems and processes that ensure cost efficiency, as well as product quality. By keeping costs low, Pepkor gives more customers the opportunity to look and feel good.
The group operates 4 retail segments:
Clothing and General Merchandise
The clothing and general merchandise segment includes all clothing, footwear and homeware (CFH) retail brands. Brands include PEP, Ackermans, PEP Africa, Pepkor Specialty, Tekkie Town, Dunns, John Craig, Refinery and Shoe City
Furniture, Appliances and Electronics
The JD Group includes furniture, appliances and electronics brands, some of which have been in business since the beginning of the 20th century. Brands include Russells, Bradlows, Rochester, Sleepmasters, HiFi Corp and Incredible Connection
Building Materials
General and specialised building materials. Brands include BUCO, Timbercity and Tiletoria
FinTech
Pepkor’s FinTech businesses provide products and services to a wide range of customers within and outside the group’s retail brands, in South Africa and internationally. Brands include FLASH and Capfin